Call us on 0845 601 2923
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Welcome

The Pensions Advisory Service (TPAS), is an independent non-profit organisation that provides free information, advice and guidance on the whole spectrum of pensions, including state, company, personal and stakeholder schemes.

 
Live Online Q&A
Our next live online Q&A is at 2pm on Wednesday 14 April 2010. Come back then and ask us a question and we'll send you an immediate answer.
Voluntary NI Contributions
It may be possible for you to boost your State Pension by paying voluntary National Insurance contributions.
State Pension Age Calculator
The government is changing the date that people can start to claim their State Pension. Our calculator will tell you what your State Pension Age (SPA) will be.
State Pension Reforms
Over the next few years, the State Pension is undergoing a number of important changes, including the age you can start receiving it and how it is calculated.
Security of Pensions
During these difficult economic times, people are concerned about the security of their pensions. You can read about the various government measures to safeguard your pension savings.
 
NI Contribution Deadline

Reached your SPA between 6 April 1998 and 24 October 2004?  The deadline for paying Voluntary NICs is 5 April 2010.

Minimum Retirement Age Changing

Deadline approaching for drawing benefits from a private pension because the minimum retirement age is increasing from 50 to 55 on 6 April 2010.

 
State Pension Age Calculator

The state pension age is changing.  Check yours on our online calculator.

Contracting Out Planner

Unsure whether to contract-in or -out?  Our planner will help you decide.

Pension Complaints

Do you have a pension complaint?  Do you need help resolving it?

 
Annuity Planner

Are you looking to draw retirement benefits?  Our annuity planner will help you understand your options and decide what to do next.

New! Voluntary NI Contribution Planner

This planner will help you understand and make decisions about boosting your State Pension.

 
Future Pension Reforms

Want to know what changes are being made to pensions in the future?

Employer Guidance

Are you an employer?  Do you need guidance on your responsibilities?

Security of Pensions

Unsure how secure your pensions are in these difficult economic times?

Contact Us

There are a number of ways to contact us.

Call
0845 601 2923
or email

Ask Our Experts
Our pension experts will be happy to answer your questions

Live Q&A
We will even answer your questions live online.
Next session at 2pm on 14 April 2010